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Finance
Detailed information, how to guides, research and tips about finance.
How to Calculate Bonds With a Financial Calculator
Every banker owns a financial calculator. She carries the calculator with her to every meeting because she never knows when she may need it and no other calculator can do the work of a financial calculator.
The most popular financial…
Municipal Bonds Vs. Savings Bonds
Bonds are investments often sought by retirees and other investors looking for a steady income stream or as a way to diversify a portfolio of stocks.
Both municipal bonds and U.S. savings bonds offer up great tax advantages, and a low to…
How to Find Out How Much Saving Bonds Are Worth
If you received paper savings bonds years ago and want to check their value, you don't need to perform any complicated math calculations to figure it out. The U.S. Department of the Treasury provides a quick and easy way to determine your…
Advantages & Disadvantages of Ginnie Mae Bond Funds
Ginnie Mae (GNMA) bond funds are a type of mortgage-backed security issued by the Government National Mortgage Association and are guaranteed by the full faith and credit of the federal government.
Essentially, investors fund a pool of…
The Tax Consequences of 401(k) in a Divorce Settlement
A 401(k) plan is your best investment for retirement in many instances. If your employer contributes to your retirement, the matching contribution could be a windfall for you. Unfortunately, it could also be a windfall for your spouse if…
What Is the Recommended Percentage of Income to Put Into a 401k?
Your company 401k plan could become your best investment when you retire. That 401k plan that your employer offers you may come with a matching contribution or any number of other perks that could help you retire comfortably. The percentage…
5 Ways to Make Your 401(k) Last Longer
Deciding how your money will last longer remains a key part of retirement planning. Many people think about the money they must contribute to their plans but give little thought to financial longevity once they retire.
The volatility of…
How to Name Contingent Beneficiaries of a 401(k)
Beneficiaries are people, trusts or organizations that will receive your benefits in the event of your death. You must name at least one primary beneficiary to whom the benefits would first be paid. In the event that your primary…
Husband’s 401(k) & a Indiana Divorce
Getting divorced in Indiana means you may gain some of your ex-husband's retirement benefits. Indiana allows domestic relations orders that split up retirement accounts. This also applies to your husband's 401k plan.
However, the order…
The Best 401(k) Rollover Ideas
A 401k plan does not need to be kept when you retire. Rolling over your plan benefits gives you control over your retirement savings and may give you benefits, which include decreased taxes and increased investment options. Before you roll…