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Author

Patrick Harwood

Patrick Harwood has been a professional writer and editor since 2004, specializing in articles about spectator sports, personal finance and law. He has contributed to family of magazines and websites.

Can You Opt Out of a 401(k)?
Finance

Can You Opt Out of a 401(k)?

401(k) plans are retirement plans set up by employers to help you save money for your future. A 401(k) plan normally invests in mutual funds. If...

Patrick Harwood · May 06, 2020 · 2 min read
Can I Get My 401k if I Am 60?
Finance

Can I Get My 401k if I Am 60?

401k accounts are employer sponsored retirement accounts. These accounts are opened up by employers. Employees contribute to an account which is set...

Patrick Harwood · May 05, 2020 · 3 min read
Self-Employed 401K Contribution Limits
Finance

Self-Employed 401K Contribution Limits

As a self-employed individual, you have the option to participate in a 401k and contribute more than the average person to your account. This type of...

Patrick Harwood · May 04, 2020 · 3 min read
401k Penalties for Withdrawing Early
Finance

401k Penalties for Withdrawing Early

Your 401k is a tax-sheltered plan intended to help you save money for retirement. These plans have strict rules that prevent you from contributing...

Patrick Harwood · May 03, 2020 · 3 min read
How Does Money in a 401(k) Grow Compared to Other Investments?
Finance

How Does Money in a 401(k) Grow Compared to Other Investments?

401(k) plans are retirement plans that are sanctioned by the IRS. These plans are considered tax shelters, which help you save money for your...

Patrick Harwood · May 02, 2020 · 3 min read
Do 401(k) Contribution Limits Include Employer Match?
Finance

Do 401(k) Contribution Limits Include Employer Match?

American workers often have the option to set aside money before taxes for retirement. These retirement plans are called "401(k)" plans and often...

Patrick Harwood · May 01, 2020 · 3 min read
Real Estate Vs. Investing in 401(k)
Finance

Real Estate Vs. Investing in 401(k)

Although 401k plans and real estate investing are completely different investment strategies, you can build substantial wealth over time using either...

Patrick Harwood · Apr 30, 2020 · 3 min read
401k Investment Tips
Finance

401k Investment Tips

If you happen to work for an employer who sponsors a 401K retirement program, you've made an important investment in your future. It behooves you as...

Patrick Harwood · Apr 28, 2020 · 2 min read
How to Build The Ultimate Net Worth
Finance

How to Build The Ultimate Net Worth

For everyone the term ultimate net worth means something different. For some it might mean freedom and for others it may mean security. Whatever it...

Patrick Harwood · Apr 27, 2020 · 4 min read
The Best Money-Making Gifting Programs
Finance

The Best Money-Making Gifting Programs

Cash gifting is a business venture where people send a monetary gift in exchange for an informational product. Those who join, in turn, market their...

Patrick Harwood · Apr 26, 2020 · 3 min read
How to Allocate Your 401K Investments
Finance

How to Allocate Your 401K Investments

Trying to figure out how to allocate your 401k investments can be a challenge if your not familiar with the options your plan offers. From large cap...

Patrick Harwood · Apr 21, 2020 · 2 min read
How to Manage Your 401k Investments Wisely
Finance

How to Manage Your 401k Investments Wisely

Administrators and employers don't make it easy. Understanding what is available to you for your 401k investment is one thing; deciding how to manage...

Patrick Harwood · Apr 20, 2020 · 2 min read
How to Claim a Tax Credit for Retirement Plan Expenses
Finance

How to Claim a Tax Credit for Retirement Plan Expenses

Small businesses that sponsor a retirement plan are eligible for a special tax credit. They may claim a tax credit for a portion of their retirement...

Patrick Harwood · Apr 18, 2020 · 2 min read
How to Select 401k Investments
Finance

How to Select 401k Investments

Because most employers allow their workers to self-direct their 401k funds, there are usually a diverse range of investment options open to 401k...

Patrick Harwood · Apr 17, 2020 · 3 min read
How to Increase 401k Savings
Finance

How to Increase 401k Savings

Your move upward on the corporate ladder means that you will have additional income to save for retirement. Many professionals believe that they are...

Patrick Harwood · Apr 15, 2020 · 2 min read
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