Patrick Harwood

Patrick Harwood

Edits sports, consumer-finance and general legal explainers. Regulated or time-sensitive topics link to primary sources and are not professional advice.

What Happens in Probate Court?

Legal

What Happens in Probate Court?

Probate court can appoint an estate representative, confirm a will, identify assets and debts, notify heirs and creditors, handle taxes, and approve final distribution.

How to Calculate I Bonds

Finance

How to Calculate I Bonds

I Bond calculations combine a fixed rate and inflation rate. Learn the Treasury formula, six-month timing, annualized rates, penalties, taxes, and values.

How to Calculate a Bond Yield Curve

Finance

How to Calculate a Bond Yield Curve

A bond yield curve plots comparable yields by maturity. Learn how to collect data, chart the curve, read the shape, and avoid common bond math mistakes.

CD Vs. Government Bonds

Finance

CD Vs. Government Bonds

CDs and government bonds can both hold conservative money, but insurance, taxes, liquidity, rate risk, early access rules, and issuer backing differ clearly.

Who Buys U.S. Treasury Bonds?

Finance

Who Buys U.S. Treasury Bonds?

Treasury bond buyers include households, banks, funds, insurers, foreign investors, dealers, and the Fed, each with a different reason to hold debt securely.

Bond Dealer Spread

Finance

Bond Dealer Spread

A bond dealer spread reflects markup, markdown, inventory risk, liquidity, trade size, and market conditions between buying and selling bonds in trades.

What Is a 10 Year Bond Yield?

Finance

What Is a 10 Year Bond Yield?

The 10-year bond yield is a market price for long-term money, linking Treasury prices, inflation expectations, Fed policy, investor demand, and risk signals.

The Advantages of Debt vs. Stock

Finance

The Advantages of Debt vs. Stock

Debt and stock have different advantages: repayment terms, ownership, risk, control, tax treatment, cash flow, dilution, and investor expectations today.

How to Calculate the Bond Equivalent Yield

Finance

How to Calculate the Bond Equivalent Yield

Bond equivalent yield helps compare short-term discount securities with other bonds. Use the right price, day count, tax context, and risk context before deciding.

How to Create Wealth Through Probate

Legal

How to Create Wealth Through Probate

Creating wealth through probate requires lawful research, fair offers, title review, estate authority, valuation discipline, and respect for grieving heirs.

How to Find the Value of Premium Bonds

Finance

How to Find the Value of Premium Bonds

Premium Bonds value means both the amount held and any prizes won. Use official NS&I tools, check unclaimed prizes, and keep holder records current safely.

What Is Probate Court?

Legal

What Is Probate Court?

Probate court helps transfer estate property after death. Learn what it does, when probate may be needed, and what to gather before filing with the right records.

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