Finance
What Is the Recommended Percentage of Income to Put Into a 401k?
How much should go into a 401k? Start with the employer match, build toward 10% to 15%, check 2026 limits, and adjust for real life costs and your paycheck.
Patrick Harwood
Edits sports, consumer-finance and general legal explainers. Regulated or time-sensitive topics link to primary sources and are not professional advice.
Finance
5 Ways to Make Your 401(k) Last Longer
A 401(k) can last longer when withdrawals, taxes, RMDs, cash reserves, spending, allocation, and family support are managed before stress hits early on.
Finance
How to Name Contingent Beneficiaries of a 401(k)
A contingent beneficiary is your 401(k) backup plan. Use the official form, check spouse rules, plan for minors, taxes, and keep proof of updates safely.
Finance
Husband's 401(k) & a Indiana Divorce
A husband's 401(k) can matter in an Indiana divorce even if only his name is on it. Learn about valuation, QDROs, taxes, and settlement risks before signing.
Finance
The Best 401(k) Rollover Ideas
401(k) rollover choices affect taxes, fees, investments, creditor protection, and future Roth planning. Compare plans, IRAs, and direct rollovers first.
Finance
Do I Have to Pay Taxes If I Rollover My 401k to a Roth IRA?
A 401(k) to Roth IRA rollover can trigger taxes when pre-tax money is converted, so review account types, RMDs, withholding, timing, and records first.
Finance
How Much Can a Company Match for a 401(k)?
A company 401(k) match depends on plan formula, pay, contribution timing, IRS limits, eligibility, vesting, payroll cutoffs, and true-up rules each year.
Finance
Can I Convert a 401k to a Roth 401k?
A 401k-to-Roth-401k conversion depends on your plan rules and tax picture. Learn how in-plan Roth rollovers work before converting pre-tax money carefully.
Finance
Can a LLC Set Up a 401(k) Plan?
An LLC can set up a 401(k), but the right plan depends on owners, employees, payroll, tax status, contribution goals, and compliance work each year too.
Finance
Who Should Consider a Roth 401(k)?
A Roth 401(k) can suit workers who want tax-free qualified withdrawals later, but current tax bracket, cash flow, plan rules, and time horizon matter.
Finance
401(k) After Tax Contribution Limits
401(k) after-tax contribution limits depend on the IRS annual additions cap, elective deferrals, employer contributions, catch-up rules, and plan design.
Finance
Company 401k Policies
Company 401(k) policies are more than HR paperwork; they decide match timing, vesting, loans, fees, beneficiaries, and payroll deferral rules at work.