401k

A Roth 401k is a retirement savings account that blends parts of the 401k plan with parts of a Roth IRA. Paycheck deductions fund the Roth 401k as they would a traditional 401k. However, the money that goes into the Roth 401k is after-tax…

A 401k is an employer-sponsored retirement plan that a portion of your salary funds pre-tax. Any money earned or invested into a 401k during a marriage is considered marital property, also called community property, in some states. At…

When saving money for retirement, you have many choices as to how to save money. One option available, if your employer offers it, is a Roth 401(k) plan. The Roth only accepts after-tax contributions. When investing in a Roth 401(k)…

The 401k is a type of retirement plan that companies can offer as a benefit to their employees. While all 401ks have some common rules, some of the things that affect a 401k are decided by each individual company. Things like the employer…

Particularly if you work for a large company, your employer may offer you a 401k plan as a benefit. A 401k plan is an investment plan intended for retirement savings that carries various tax advantages. The IRS regulates 401k plans and…

401(k) plans are retirement plans set up by employers to help you save money for your future. A 401(k) plan normally invests in mutual funds. If you're enrolled in such a plan, money is automatically deducted from your paychecks and put…

401k accounts are employer sponsored retirement accounts. These accounts are opened up by employers. Employees contribute to an account which is set aside for them, but is managed by a plan administrator. As you reach retirement age, you…

As a self-employed individual, you have the option to participate in a 401k and contribute more than the average person to your account. This type of account is also sometimes referred to as the solo 401k. With this type of account, you can…

Your 401k is a tax-sheltered plan intended to help you save money for retirement. These plans have strict rules that prevent you from contributing more than the amounts specified by the Internal Revenue Service. Early withdrawals from a…

401(k) plans are retirement plans that are sanctioned by the IRS. These plans are considered tax shelters, which help you save money for your future. They have special contribution and withdrawal restrictions, however. When considering a…