investing

Your company 401k plan could become your best investment when you retire. That 401k plan that your employer offers you may come with a matching contribution or any number of other perks that could help you retire comfortably. The percentage…

Deciding how your money will last longer remains a key part of retirement planning. Many people think about the money they must contribute to their plans but give little thought to financial longevity once they retire. The volatility of…

Beneficiaries are people, trusts or organizations that will receive your benefits in the event of your death. You must name at least one primary beneficiary to whom the benefits would first be paid. In the event that your primary…

Getting divorced in Indiana means you may gain some of your ex-husband's retirement benefits. Indiana allows domestic relations orders that split up retirement accounts. This also applies to your husband's 401k plan. However, the order…

A 401k plan does not need to be kept when you retire. Rolling over your plan benefits gives you control over your retirement savings and may give you benefits, which include decreased taxes and increased investment options. Before you roll…

When you have money sitting in a 401k, you may wish to take advantage of the tax benefits that come with a Roth IRA instead of leaving the money in the account. This is common when leaving a job because you will no longer have access to the…

Contributing to a 401k is one of the most effective ways to save for retirement because of the large contribution limits and the ability to receive free money from your employer. Employers have the option of matching your contribution as…

The 401k is a type of retirement account that allows you to save on a pre-tax basis for your retirement needs. Another option that some employers offer is the Roth 401k which allows you to save on an after-tax basis and then avoid paying…

An LLC is a limited liability company. These business structures are set up to allow small companies, including one-person companies, to form a corporation without the complexities involved with forming a corporation under the ordinary…

A Roth 401k is a retirement savings account that blends parts of the 401k plan with parts of a Roth IRA. Paycheck deductions fund the Roth 401k as they would a traditional 401k. However, the money that goes into the Roth 401k is after-tax…