Patrick Harwood

A heart problem, unfortunately, is considered a pre-existing condition when it comes to obtaining travel insurance. Typically, pre-existing health conditions are not covered under most visitor and travel insurance policies. Travel…

The long hours of planning and financial investment in a vacation can go out the window for a number of reasons, from hurricanes to a sudden health problem. No one plans for a vacation to get canceled or changed, but the number of…

Probate is the process by which the court identifies the assets, pays any taxes and debts and distributes property to the descendants of a person who dies without a valid will. 5 Steps to File Probate in Florida 1. Locate the…

A reverted clause (aka reversionary clause) in a mortgage is a clause containing language that sets up the process whereby legal title is given (reverts) to the borrower once all payments have been made. The lien on the property that was…

Some attorneys have a specific area of practice, while other specialize in a number of different legal arenas. A probate attorney specializes in estate matters after someone's death. When a person passes away, the heirs to the person's…

As you consider purchasing real estate, whether for your primary residence or as an investment, there may be opportunities available to you in the form of real estate in probate. There are certain, specific procedures that must be…

A power of attorney is a legal document which allows a person to appoint someone else (referred to as an "agent") to perform certain tasks specified in the power of attorney document. Frequently, after executing a power of attorney, an…

Travel insurance for kids means different things for different categories of kids. There are family travel insurance plans for parents traveling with kids, and travel insurance plans for students or children traveling alone. Insurance…

When it comes to travel insurance, most standard policies won't touch sports industries. Some brave companies might cover skiing or scuba diving, but most either exclude extreme sports or want customers to buy special sports riders, or…

Some travel agencies provide travel insurance specially designed for students who are less experienced at handling emergency situations. One, called Travel Guard, is a top seller according to the Insurance Review website. Most travel…