Finance

An unprotected portfolio can be as dangerous as driving your vehicle without insurance. Hence it is important to hedge your longs with appropriate downside protection. Put options is a great way to minimize loss while still preserving the…

In a volatile market, it is prudent to protect your portfolio for wild value vacillations. While you want to minimize down side, you need to be careful not to compromise growth prospects, i.e. there is no point in investing for breaking…

Trying to figure out how to allocate your 401k investments can be a challenge if your not familiar with the options your plan offers. From large cap funds to target date retirement funds, the choices can be overwhelming. Here are some tips…

Administrators and employers don't make it easy. Understanding what is available to you for your 401k investment is one thing; deciding how to manage and what to do with your investment is another. Learn how you can manage your 401k…

Investing in your future is important if you want to have a comfortable retirement. Most people know about choices such as mutual funds, stocks and bonds, Roth IRAs, traditional IRAs and 401(k) plans, but not as many people have heard of…

Small businesses that sponsor a retirement plan are eligible for a special tax credit. They may claim a tax credit for a portion of their retirement plan startup expenses for the first three years of the retirement plan's existence. The tax…

Because most employers allow their workers to self-direct their 401k funds, there are usually a diverse range of investment options open to 401k account holders. If you select sound investments to make with your 401k money, you could wind…

Your move upward on the corporate ladder means that you will have additional income to save for retirement. Many professionals believe that they are locked into a certain deferral level as regards their 401k account. You should investigate…

The difference between an employee-sponsored 401k account and self-directed 401k is the organization coordinate. Companies match each employee's contributions to their 401k up to a certain percentage or monetary value. In order to reach the…

The IRS, through tax code 401k, gives qualifying employees immediate income tax reduction and upside market potential for saving, so take advantage! 9 Steps to Make the Most of Your 401k 1. Determine how much of your…