money managing

Determining whether or not to lease a car is a matter of personal choice, although some business elements should be considered as well. While leasing a car means that you might pay less in income taxes at the end of the year, buying the car…

There may be nothing like the smell of a brand-new car, but you could be paying dearly for it. Vehicle reliability and durability have improved so much that the most cost-effective way to own a car now is to buy one that's 2 or 3 years old…

How It Works If you open a joint account with another person, you should consider both the advantages and the risks before you sign your name to the account. It's wise to remember that while it may be convenient, a joint credit card…

Although you can't fix bad credit overnight, you don't have to live with a poor credit score forever. If you're in a hurry to improve your credit rating, then use these methods to quickly recover your credit from some bad financial…

As a landlord your choice of tenants can be the beginning of a mutually satisfying relationship or the start of headaches, hassles and problems. In a perfect world your prospective tenants would have perfect credit history, long steady…

In order to get any substantial loan, it is a wise idea to know your FICO score. This especially holds true for a car loan. A FICO is what is commonly known as your credit score. This is a score that determines how good you have been at…

Lenders rely largely on your credit history to determine whether they can reasonably expect that you'll repay a loan. As a result, a low FICO score can be a detriment to getting the loan you want. If you know that your FICO score is low,…

Bad credit can make it difficult for you to get a home loan, vehicle loan and credit card. Yet, there are many practical ways to boost a low score. If you want to quickly increase a low credit score, consider applying for small loans.…

Are you tired of being turned down because of bad credit. Have you tried to have you credit repaired and it turned into a disaster well here's away to do it yourself and get amazing results. Things You'll Need Vehicle A…

Most lenders -- about 90 percent according to the Fair Isaac Corporation -- use the FICO scoring model when making credit decisions. There are three ways get an actual or estimated FICO score, none of which involves responding to “free”…