Patrick Harwood

Keeping a current last will and testament is important for anyone who desires to protect his last wishes regarding possessions, assets, cash, bank accounts, dividends and other monies. Once created by an individual, service or attorney, the…

A lawyer is a legal professional who practices law in a particular state. Hiring a lawyer is often the first step in the resolution of a legal issue. It is important to choose a lawyer who has experience in the area of law that is relevant…

Using a credit card to buy savings bonds is as simple as any other balance transfer using your card. However, many credit card companies have rules against using money from your card for this purpose. It's not illegal, but your credit…

Power of attorney (POA) is a legal arrangement used in situations where one person must legally or financially act on the behalf of another person. For active duty military personnel, this is necessary if you expect your spouse or other…

Municipal bonds are debt obligations of local municipalities or government agencies, usually issued for the funding of long-term capital projects. In general, investing in municipal bonds is considered safer than investing in stocks, but…

A power of attorney (POA) is a legal agreement with another party that he or she may act on your behalf in certain or all matters. A durable POA is one that goes into effect in the event that you become mentally incompetent and only lasts…

Series EE savings bonds have provided investors with a low-risk investment since 1980. But savings bonds eventually stop earning interest, and depending on when you purchased your Series EE bond, it may be close to its final maturity date.…

"Floater" is short for floating rate note. These notes are bonds that pay out interest payments to the bond holders at pre-set intervals -- a typical term is every three months. The interest rate paid "floats" in that it is tied to two…

Power of attorney is a legal agreement that allows someone else to act in your behalf for legal or financial matters. Unlike other legal relationships, such as a conservatorship, giving someone power of attorney does not supersede your…

Municipal bonds offer you a way to invest your money without a lot of risk and allow you to avoid paying taxes on your earnings. These are bonds issued by local governments to pay for things such as schools, recreational facilities and…