Patrick Harwood

When you give someone power of attorney, you trust him to act in your best interests. Because you are giving him significant legal power, it is important to not give anyone this authority lightly. Protect your family from power of…

If your adult child is incapable of caring for themselves or managing their financial affairs, it may be necessary to obtain a legal guardianship over them. Depending on your state, a guardianship over an adult may be known as a…

Treasury bills are short-term investment bonds issued by the U.S. Treasury Department. The duration of a T-bill ranges from a few days to 52 weeks. Bills are purchased at a discount, with the coupon being worth more than the amount paid to…

There comes a time in every supervisor's career when they will need to purchase gifts for employees. It is important that gifts are inexpensive, but show thought and will be useful to the employees. There are several options for…

Bonds are considered to be safer investments than stocks; ideally, upon the bond's maturity, you should be repaid your initial investment. Further, the bond market tends to be less volatile than the stock market. That does not mean,…

Marketable debt covers a wide range of securities. It is even possible for some non-marketable debt to be converted into the marketable kind. Identification Debt instruments are loans that must be repaid with…

If you're buying property that you would like to renovate and rent out to future tenants, or you're a tenant and suspicious that your landlord may be violating condemnation laws, you can easily find out the current condemnation status.…

Generating current income is an important consideration for many retirees, and investing in bonds can be an excellent way to get current income without taking an undue amount of risk. Controlling risk is always an important consideration…

When you're wearing too much perfume in a work environment, smelling good can be bad. One of the fastest ways to freshen up in the morning is by spritzing on a favorite scent. But applying fragrance too heavily can lead to everything…

Preparing and executing a power of attorney is serious business. A power of attorney allows you to designate to another trusted individual the ability to make decisions for you in regard to financial or health-related matters. Under the…