Patrick Harwood

Patrick Harwood

Patrick Harwood has been a professional writer and editor since 2004, specializing in articles about spectator sports, personal finance and law. He has contributed to family of magazines and websites.

Company 401k Policies

Finance

Company 401k Policies

The 401k is a type of retirement plan that companies can offer as a benefit to their employees. While all 401ks have some common rules, some of the things that

Can You Opt Out of a 401(k)?

Finance

Can You Opt Out of a 401(k)?

401(k) plans are retirement plans set up by employers to help you save money for your future. A 401(k) plan normally invests in mutual funds. If you're enrolled

Can I Get My 401k if I Am 60?

Finance

Can I Get My 401k if I Am 60?

401k accounts are employer sponsored retirement accounts. These accounts are opened up by employers. Employees contribute to an account which is set aside for t

Self-Employed 401K Contribution Limits

Finance

Self-Employed 401K Contribution Limits

As a self-employed individual, you have the option to participate in a 401k and contribute more than the average person to your account. This type of account is

401k Penalties for Withdrawing Early

Finance

401k Penalties for Withdrawing Early

Your 401k is a tax-sheltered plan intended to help you save money for retirement. These plans have strict rules that prevent you from contributing more than the

Real Estate Vs. Investing in 401(k)

Finance

Real Estate Vs. Investing in 401(k)

Although 401k plans and real estate investing are completely different investment strategies, you can build substantial wealth over time using either strategy.

401k Investment Tips

Finance

401k Investment Tips

If you happen to work for an employer who sponsors a 401K retirement program, you've made an important investment in your future. It behooves you as an employee

How to Build The Ultimate Net Worth

Finance

How to Build The Ultimate Net Worth

For everyone the term ultimate net worth means something different. For some it might mean freedom and for others it may mean security. Whatever it means for yo

The Best Money-Making Gifting Programs

Finance

The Best Money-Making Gifting Programs

Cash gifting is a business venture where people send a monetary gift in exchange for an informational product. Those who join, in turn, market their opportunity

How to Allocate Your 401K Investments

Finance

How to Allocate Your 401K Investments

Trying to figure out how to allocate your 401k investments can be a challenge if your not familiar with the options your plan offers. From large cap funds to ta