Patrick Harwood

Patrick Harwood

Patrick Harwood has been a professional writer and editor since 2004, specializing in articles about spectator sports, personal finance and law. He has contributed to family of magazines and websites.

Who Should Consider a Roth 401(k)?

Finance

Who Should Consider a Roth 401(k)?

A Roth 401k is a retirement savings account that blends parts of the 401k plan with parts of a Roth IRA. Paycheck deductions fund the Roth 401k as they would a

How to Split 401k Funds in a Divorce

Finance

How to Split 401k Funds in a Divorce

A 401k is an employer-sponsored retirement plan that a portion of your salary funds pre-tax. Any money earned or invested into a 401k during a marriage is consi

401(k) After Tax Contribution Limits

Finance

401(k) After Tax Contribution Limits

When saving money for retirement, you have many choices as to how to save money. One option available, if your employer offers it, is a Roth 401(k) plan. The Ro

Company 401k Policies

Finance

Company 401k Policies

The 401k is a type of retirement plan that companies can offer as a benefit to their employees. While all 401ks have some common rules, some of the things that

Can You Opt Out of a 401(k)?

Finance

Can You Opt Out of a 401(k)?

401(k) plans are retirement plans set up by employers to help you save money for your future. A 401(k) plan normally invests in mutual funds. If you're enrolled

Can I Get My 401k if I Am 60?

Finance

Can I Get My 401k if I Am 60?

401k accounts are employer sponsored retirement accounts. These accounts are opened up by employers. Employees contribute to an account which is set aside for t

Self-Employed 401K Contribution Limits

Finance

Self-Employed 401K Contribution Limits

As a self-employed individual, you have the option to participate in a 401k and contribute more than the average person to your account. This type of account is

401k Penalties for Withdrawing Early

Finance

401k Penalties for Withdrawing Early

Your 401k is a tax-sheltered plan intended to help you save money for retirement. These plans have strict rules that prevent you from contributing more than the

Real Estate Vs. Investing in 401(k)

Finance

Real Estate Vs. Investing in 401(k)

Although 401k plans and real estate investing are completely different investment strategies, you can build substantial wealth over time using either strategy.