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Author

Patrick Harwood

Patrick Harwood has been a professional writer and editor since 2004, specializing in articles about spectator sports, personal finance and law. He has contributed to family of magazines and websites.

Feng Shui Cures for Depression
Health

Feng Shui Cures for Depression

The techniques of feng shui help energy flow through your home--or any space where you spend time, like an office--to create a balanced, happy...

Patrick Harwood · Dec 24, 2019 · 2 min read
Five Smart Reasons for Buying a Used Car
Finance

Five Smart Reasons for Buying a Used Car

There may be nothing like the smell of a brand-new car, but you could be paying dearly for it. Vehicle reliability and durability have improved so...

Patrick Harwood · Dec 03, 2019 · 3 min read
How do I Determine the Strategic Impact of HR Issues on Organizational Effectiveness?
Careers

How do I Determine the Strategic Impact of HR Issues on Organizational Effectiveness?

Nowadays, it's pretty common to find a human resources (HR) manager on a strategic planning team. It's a reflection of just how critical a role...

Patrick Harwood · Nov 30, 2019 · 3 min read
How to Buy a Car in Probate
Legal

How to Buy a Car in Probate

Buying a car in probate or in an estate sale is one way to get a high-quality automobile without paying the prices found at dealerships. If you plan...

Patrick Harwood · Nov 30, 2019 · 3 min read
How to Downsize Using Performance Appraisals
Careers

How to Downsize Using Performance Appraisals

In times when downsizing is necessary, using performance appraisals can be the most effective method of selection. If done correctly, the remaining...

Patrick Harwood · Nov 30, 2019 · 2 min read
What Is a Credit Shelter Trust?
Legal

What Is a Credit Shelter Trust?

A credit shelter trust is an estate planning instrument used by married couples to avoid federal estate taxes when leaving money to children or other...

Patrick Harwood · Nov 30, 2019 · 3 min read
Types of Deeds of Trust
Legal

Types of Deeds of Trust

There are generally three types of deeds related to trusts. They are the Deed of Trust, the Reconveyance Deed and the Trustee's Deed. Each of these...

Patrick Harwood · Nov 30, 2019 · 2 min read
How Does a Joint Credit Card Hurt a Credit Score?
Finance

How Does a Joint Credit Card Hurt a Credit Score?

How It Works If you open a joint account with another person, you should consider both the advantages and the risks before you sign your name to the...

Patrick Harwood · Nov 30, 2019 · 3 min read
How to Get Quick Credit Recovery
Finance

How to Get Quick Credit Recovery

Although you can't fix bad credit overnight, you don't have to live with a poor credit score forever. If you're in a hurry to improve your credit...

Patrick Harwood · Nov 30, 2019 · 2 min read
How to Use FICO Scores as a Landlord
Finance

How to Use FICO Scores as a Landlord

As a landlord your choice of tenants can be the beginning of a mutually satisfying relationship or the start of headaches, hassles and problems. In a...

Patrick Harwood · Nov 30, 2019 · 2 min read
How to Use a FICO Score to Get a Car Loan
Finance

How to Use a FICO Score to Get a Car Loan

In order to get any substantial loan, it is a wise idea to know your FICO score. This especially holds true for a car loan. A FICO is what is...

Patrick Harwood · Nov 29, 2019 · 3 min read
How to Raise Credit Score With Small Loans
Finance

How to Raise Credit Score With Small Loans

Bad credit can make it difficult for you to get a home loan, vehicle loan and credit card. Yet, there are many practical ways to boost a low...

Patrick Harwood · Nov 29, 2019 · 2 min read
How to Calm Your Frazzled Nerves
Careers

How to Calm Your Frazzled Nerves

Are you finding that you are feeling tired more often than usual? If your answer is yes, you are in the right place. Help is here, so read on for...

Patrick Harwood · Nov 29, 2019 · 2 min read
How to Get a Fico Credit Score
Finance

How to Get a Fico Credit Score

Most lenders - about 90 percent according to the Fair Isaac Corporation - use the FICO scoring model when making credit decisions. There are three...

Patrick Harwood · Nov 29, 2019 · 2 min read
Does Renter's Insurance Cover Moving?
Finance

Does Renter's Insurance Cover Moving?

Renter’s insurance is an important coverage for those not owning their own home but still desiring to protect and insure their personal...

Patrick Harwood · Nov 28, 2019 · 3 min read
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