OurDeer
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Author

Tory Stearns

Tory has been writing for over 10 years and has built a strong following of readers who enjoy his unique perspective and engaging writing style. When he's not busy crafting blog posts, Tory enjoys spending time with his friends and family, traveling, and trying out new hobbies.

Careers

Pros & Cons of a 9/80 Work Schedule

Tory Stearns
A 9/80 work schedule takes place over two weeks. It consists of eight consecutive nine-hour work days and one eight-hour workday. On day 10 of the cycle, usually a Friday, the worker is off. A worker on a 9/80 schedule has a two-day…
Finance

The Effect of Federal Debt

Tory Stearns
In June 2020, the U.S. federal public debt was over 20 trillion dollars. The largest debt in the world, this figure expands every day. As the budget deficit of the U.S. government increases, the U.S. will continue to sell Treasury bonds…
Careers

Employee Thank-You Note Ideas

Tory Stearns
Express your appreciation and gratitude to employees for a job well done by sending a nice thank-you note to them, perhaps accompanying a bonus that they've earned. While you can purchase a variety of different types of thank-you notes,…
Careers

Corporate Washroom Hygiene Rules

Tory Stearns
It is important to corporate America to establish hygiene rules to ensure cleanliness in the workplace--especially when it comes to washroom hygiene. Washroom hygiene rules are more heavily enforced in some companies because this ensures…
Finance

How to Develop a Prospectus for Bonds

Tory Stearns
A prospectus for bonds is a document that explains all the information about the company issuing the bonds. The prospectus explains the risks involved, as well how investors' money will be used. In other words, any information an investor…
Finance

How Do I Sell My Premium Bonds?

Tory Stearns
All bonds have what is known as a "par value," which is normally $1,000 per bond. A premium bond is simply a bond that is priced above par value. For example, if the bond you want to buy has a par value of $1,000 but costs you $1,100 to…