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How to Cash Checks From a Deceased Spouse

Tory Stearns
· · Updated Jan 16, 2026 · 2 min read
In order to cash checks from your deceased spouse, you will need to show written proof that your partner has passed away and that you were legally married at the time of his death.

Although most banks will cash the check with this written proof, you may need to have the check reissued in your name.

 

Things You'll Need

5 Steps To Cash Checks From A Deceased Spouse

Cash Checks From a Deceased Spouse

 

1. Obtain A Certified Copy Of Your Spouse's Death Certificate

Before you can to cash a check from your deceased spouse, you will need a copy of her death certificate to show the bank.

 

2. Have Written Proof That You Are The Deceased's Spouse

The bank may ask you to show a copy of your marriage license and photo ID prior to cashing the check.

 

3. Use A Copy Of The Will To Show Your Entitlement To The Money

If the bank or the issuing party has questions about whether you are entitled to your spouse's money, you may need to produce a copy of his will prior to cashing the check.

 

4. Ask The Executor Of Your Spouse's Will To Cash The Check For You

If your spouse has not named you the executor to her will, consider asking the executor to cash the check and distribute the funds to you. The executor will have documentation about his right to the decedent's funds to which you may not have access.

 

5. If The Bank Refuses To Cash A Check İn Your Deceased Spouse's Name, Request That İt Reissue The Check İn Your Own Name

 

You Might Also Like :: How to Live After the Death of a Spouse

 

Written by

Tory Stearns

Tory has been writing for over 10 years and has built a strong following of readers who enjoy his unique perspective and engaging writing style. When he's not busy crafting blog posts, Tory enjoys spending time with his friends and family, traveling, and trying out new hobbies.

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