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There are 2 main ways to invest in a company; stocks or bonds. Stocks represent ownership and bonds represent debt for the company. One common calculation for measuring the annual return on a bond is the bond equivalent yield (BEY). It…

An amniotomy, or artificial rupture of membranes (AROM), is when a doctor or midwife breaks a pregnant woman's bag of waters. Many women have the choice to have an amniotomy, and some doctors require the procedure. Read on to learn more…

Grey basalt outcroppings thrust among the ponderosa pine forest surrounding Arizona's largest natural lake. Mormon Lake in northern Arizona is less than 30 miles south of Flagstaff and set in the heart of the Coconino National Forest.…

Cubicles maximize the space of a large open room by providing individual work areas for multiple employees. While the walls provide a sense of privacy, writing for the Society for Technical Communication, Gary M. Smith reminds employees…

Broadening, expanding and diversifying your investment portfolio is a wise course. Toward this objective you can consider creating wealth through probate. Individuals from different walks of life have incorporated efforts at creating…

The pure white Maltese is one of the smallest dog breeds registered with the AKC (American Kennel Club). The lively, fearless Maltese ranges from 4 to 7 pounds at maturity. The so-called "teacup" Maltese is even tinier, not recognized by…

The yield to maturity (YTM) calculation provides a way to compare bonds of different coupon rates and prices. YTM also gives an accurate representation of the actual return an investor will receive and hold the bond until maturity and the…

Choosing an OB/GYN is one of the most important decisions you'll make in your life. This is the person who will be responsible for bringing your future son or daughter into the world and helping to take care of the mother along the way. You…

Arizona is famous for its Old West history, warm deserts and high-country trout fishing. Jump in a jeep and head out into the backcountry to see relics of yesteryear and scenic vistas punctuated by towering saguaros and rugged pastel hills.…

A cover letter is the first piece of correspondence a future employer will receive from you, so you want to put forth an extra effort to find out who the letter should go to. There can be cases, however, where you simply cannot find the…