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Creating a business letter and memo is essential to projecting an image of professionalism and experience. There is a certain expectation of language and form in a business document that will communicate a message effectively. By…

Losing a love one is terrible burden, complicated by the logistics involved in funeral planning, probate and contacting family and friends. If the departed family member was receiving social security insurance, or SSI, at the time of…

The Staffordshire bull terrier looks like a tough dog, and as far as health concerns go, looks aren't deceiving. The breed suffers relatively few genetic health issues, but the few issues they are prone to can result in early death or poor…

There are 2 main ways to invest in a company; stocks or bonds. Stocks represent ownership and bonds represent debt for the company. One common calculation for measuring the annual return on a bond is the bond equivalent yield (BEY). It…

An amniotomy, or artificial rupture of membranes (AROM), is when a doctor or midwife breaks a pregnant woman's bag of waters. Many women have the choice to have an amniotomy, and some doctors require the procedure. Read on to learn more…

Grey basalt outcroppings thrust among the ponderosa pine forest surrounding Arizona's largest natural lake. Mormon Lake in northern Arizona is less than 30 miles south of Flagstaff and set in the heart of the Coconino National Forest.…

Cubicles maximize the space of a large open room by providing individual work areas for multiple employees. While the walls provide a sense of privacy, writing for the Society for Technical Communication, Gary M. Smith reminds employees…

Broadening, expanding and diversifying your investment portfolio is a wise course. Toward this objective you can consider creating wealth through probate. Individuals from different walks of life have incorporated efforts at creating…

The pure white Maltese is one of the smallest dog breeds registered with the AKC (American Kennel Club). The lively, fearless Maltese ranges from 4 to 7 pounds at maturity. The so-called "teacup" Maltese is even tinier, not recognized by…

The yield to maturity (YTM) calculation provides a way to compare bonds of different coupon rates and prices. YTM also gives an accurate representation of the actual return an investor will receive and hold the bond until maturity and the…