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The office phone is one of the most essential tools for conducting business. Yet many employees do not know the basics of telephone etiquette. Because callers cannot read your facial expressions, you must convey all information by tone…

Mortgages can be legally tricky when a borrower dies. Not only do laws differ from state to state, there are often rules involving "homesteads" that grant certain privileges to widows and widowers. Finding out about your rights as they…

Boxers are a highly intelligent dog breed. Boxers are often selected as pets for their distinguished and family-friendly demeanor, animated personalities and watchdog capabilities. Training a boxer requires knowledge of the breed and…

There are two main ways to invest in a company. You can invest via bonds or stocks. Bonds represent debt for the company, and the company pays the bondholder interest for the loan. The rate of interest depends on the creditworthiness of the…

When you weren't planning on having a baby, it can be a shocker to see that line appear on a pregnancy test. But before you panic, remember that it takes two to tango and two to make decisions going forward. Talk to your spouse about…

Comprised of crumbling sandstone and thrust through the earth's crust by shifting tectonic plates, Mormon Rocks jut from the floor of San Bernardino National Park, rising 200 feet above a landscape of rock and scrub brush. Mormon Rocks…

Family and marriage therapy serves an important role in the health of families’ and couples’ relationships. Patients put their trust in their therapists, and trust that their therapists will help them find solutions to their problems.…

The legal system is divided into categories with the most common being criminal law, civil litigation, bankruptcy law, real estate law and probate law. Although the root of each type of law is visible through the name, that is not so…

Lhasa apsos are small dogs with a big personality. They do not suffer fools, inquisitive animals or small children gladly. What is more, owners frequently report that lhasa apsos are strong-willed and hard to train. On the flip side,…

The interest rate on a bond is called the state rate. However, your actual return will vary based on how much you pay to purchase the bond. Features When a bond is initially issued, the company sets a par value and…