Patrick Harwood

Patrick Harwood

Patrick Harwood has been a professional writer and editor since 2004, specializing in articles about spectator sports, personal finance and law. He has contributed to family of magazines and websites.

How to Calculate Floaters

Finance

How to Calculate Floaters

Calculate a floating-rate note by finding the right benchmark, adding the spread, applying reset rules, and converting the annual rate into cash interest.

How to Assign Power of Attorney

Legal

How to Assign Power of Attorney

Assigning power of attorney means naming someone to act for you under local law. Learn how to choose the right POA type, agent, scope, and signing process.

Gifts Under $10 for Employees

Careers

Gifts Under $10 for Employees

Gifts under $10 for employees work best when they are practical, inclusive, modest, easy to distribute fairly, and aligned with company rules and policies.

How to Calculate Bond Risk

Finance

How to Calculate Bond Risk

Bond risk is more than one number. Learn how duration, credit quality, maturity, call features, liquidity, taxes, inflation, and scenarios affect risk.

How to Find Out If a House Was Condemned

Legal

How to Find Out If a House Was Condemned

A condemned house may have unsafe structure orders, code cases, liens, or occupancy limits. Learn where to check records before buying, renting, or entering.

Types of Retirement Bonds

Finance

Types of Retirement Bonds

Retirement bonds can support income and stability, but types differ. Compare Treasuries, savings bonds, TIPS, corporate bonds, municipal bonds, and funds.