Tory Stearns

Tory Stearns

Tory has been writing for over 10 years and has built a strong following of readers who enjoy his unique perspective and engaging writing style. When he's not busy crafting blog posts, Tory enjoys spending time with his friends and family, traveling, and trying out new hobbies.

Is Vacation Insurance Worth it?

Finance

Is Vacation Insurance Worth it?

Vacation insurance is worth comparing when a trip has nonrefundable costs, medical risk, tight connections, weather exposure, or limited emergency cash.

Claims Advice for Travel Insurance

Finance

Claims Advice for Travel Insurance

Travel insurance claims need proof. Save receipts, carrier notices, medical records, photos, policy wording, claim numbers, and every insurer message.

What Is Travel Accident Insurance?

Finance

What Is Travel Accident Insurance?

Travel accident insurance is a narrow benefit for covered accidental death or listed injuries during travel, separate from medical or cancellation coverage.

How to Compare Travel Health Insurance

Finance

How to Compare Travel Health Insurance

Travel health insurance should be compared by medical limits, evacuation, excluded care, pre-existing conditions, payment rules, destinations, and trip length.

Health & Airline Travel Insurance

Finance

Health & Airline Travel Insurance

Health and airline travel insurance should be reviewed separately: medical care and evacuation on one side, tickets, baggage, and delays on the other.

How to Compare Backpacker Insurance

Finance

How to Compare Backpacker Insurance

Backpacker insurance comparison should focus on trip length, medical care, evacuation, work, sports, gear, countries, deductibles, and claim rules abroad.

The Average Cost of Trip Insurance

Finance

The Average Cost of Trip Insurance

Trip insurance often costs about 4% to 10% of prepaid nonrefundable trip cost, but age, destination, trip length, and coverage choices change quotes quickly.

Places to Purchase Trip Insurance

Finance

Places to Purchase Trip Insurance

Trip insurance can be purchased from insurers, comparison sites, travel agents, airlines, tour companies, or credit cards, but policy gaps still matter.

Christmas Insurance Tips

Finance

Christmas Insurance Tips

Holiday losses are easier to prevent than claim. Review gift limits, travel coverage, fire risks, package theft, deductibles, and records before Christmas.