Tory Stearns

Tory Stearns

Tory has been writing for over 10 years and has built a strong following of readers who enjoy his unique perspective and engaging writing style. When he's not busy crafting blog posts, Tory enjoys spending time with his friends and family, traveling, and trying out new hobbies.

SSI & Funeral Benefits or Coverage

Legal

SSI & Funeral Benefits or Coverage

Losing a love one is terrible burden, complicated by the logistics involved in funeral planning, probate and contacting family and friends. If the departed fami

Etiquette for Cubicle Humor

Careers

Etiquette for Cubicle Humor

Cubicles maximize the space of a large open room by providing individual work areas for multiple employees. While the walls provide a sense of privacy, writing

How to Calculate YTM With Coupon Rate

Finance

How to Calculate YTM With Coupon Rate

The yield to maturity (YTM) calculation provides a way to compare bonds of different coupon rates and prices. YTM also gives an accurate representation of the a

How to Claim E Bonds

Finance

How to Claim E Bonds

The United States Treasury issued Series E bonds from May 1941 through June 1980. Series EE bonds replaced Series E savings bonds. Series E Savings Bonds have f

How Do I Type an Eviction Notice?

Careers

How Do I Type an Eviction Notice?

As a landlord, it's sometimes your responsibility to let tenants know that they're being evicted, the reasons for this, and when they need to vacate the premise

What Makes Bond Yields Go Up & Down?

Finance

What Makes Bond Yields Go Up & Down?

Bonds pay investors a fixed interest rate every year until they mature or come due. When initially issued, bonds are sold in denominations of $1,000 or what is

Water Cooler Safety

Careers

Water Cooler Safety

Water coolers not only provide refreshing water to employees but can also act as the proverbial place to catch up on any gossip that's going around the office.

Factors That Influence Bond Rates

Finance

Factors That Influence Bond Rates

A bond is a kind of debt security, in which the party that sells the bond agrees to pay back the bond purchaser the initial investment, plus interest, at a late

Fun Customer Service Training

Careers

Fun Customer Service Training

Employees' attitudes can directly impact a business. Customers treated carelessly by frustrated workers or with indifference probably won't return. One fun way

Inheritance Tax Estate Planning

Legal

Inheritance Tax Estate Planning

Technically speaking, an inheritance tax is different from an estate tax. The latter is a tax on a decedent's gross estate, while the former is levied against t

How to Write a Proper Business Email

Careers

How to Write a Proper Business Email

Communication in the workplace is essential, and email makes communication simple. Most people use business emails regularly in their jobs while some people dep