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What Is a Query Letter?

A query letter is the first piece of written communication from an author to a potential agent or publisher. Even if the author has met them face-to-face at a conference or similar event, the potential agent or publisher will want to see a…

How to Care for a Miniature Pinscher

The miniature pinscher, also known as a min pin, is a small breed that weighs between 8 and 11 pounds when full grown. Their coats may be solid red, red with black hairs mixed in or black and tan as well as other variations of red and…

Self-Employed 401K Contribution Limits

As a self-employed individual, you have the option to participate in a 401k and contribute more than the average person to your account. This type of account is also sometimes referred to as the solo 401k. With this type of account, you can…

Hilarious Gifts to Give New Moms

Most presents for new mothers focus on the sweet moments of parenting or on useful supplies for the baby. However, a hilarious gift may be just the way to celebrate a new mother with a sense of humor. Gifts such as items that were…

Gift Exchange Ideas for Work

Gift exchanges for office parties or holidays at the office can be a challenge. It can be difficult to know what to spend and what to buy. But there are a few ways to make your gift exchange a success and make the gift buying a bit easier.…

401k Penalties for Withdrawing Early

Your 401k is a tax-sheltered plan intended to help you save money for retirement. These plans have strict rules that prevent you from contributing more than the amounts specified by the Internal Revenue Service. Early withdrawals from a…