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Author

Tory Stearns

Tory has been writing for over 10 years and has built a strong following of readers who enjoy his unique perspective and engaging writing style. When he's not busy crafting blog posts, Tory enjoys spending time with his friends and family, traveling, and trying out new hobbies.

The Effect of Federal Debt
Finance

The Effect of Federal Debt

In June 2020, the U.S. federal public debt was over 20 trillion dollars. The largest debt in the world, this figure expands every day. As the budget...

Tory Stearns · Jun 29, 2020 · 3 min read
Employee Thank-You Note Ideas
Careers

Employee Thank-You Note Ideas

Express your appreciation and gratitude to employees for a job well done by sending a nice thank-you note to them, perhaps accompanying a bonus that...

Tory Stearns · Jun 29, 2020 · 2 min read
How to Transfer Property upon the Death of the Trustee
Legal

How to Transfer Property upon the Death of the Trustee

The trustee is the person designated to oversee all aspects of a trust. Upon the death of the trustee, immediate steps are taken to ensure the proper...

Tory Stearns · Jun 29, 2020 · 2 min read
How to Use Bond Pricing Theorems to Choose Bonds
Finance

How to Use Bond Pricing Theorems to Choose Bonds

Bond investing has its advantages. Bonds typically have less volatility than stocks and generally pay higher interest rates that savings accounts....

Tory Stearns · Jun 28, 2020 · 3 min read
Corporate Washroom Hygiene Rules
Careers

Corporate Washroom Hygiene Rules

It is important to corporate America to establish hygiene rules to ensure cleanliness in the workplace--especially when it comes to washroom hygiene....

Tory Stearns · Jun 28, 2020 · 2 min read
How to Develop a Prospectus for Bonds
Finance

How to Develop a Prospectus for Bonds

A prospectus for bonds is a document that explains all the information about the company issuing the bonds. The prospectus explains the risks...

Tory Stearns · Jun 26, 2020 · 3 min read
Is a Surviving Spouse Liable for Medical Bills?
Legal

Is a Surviving Spouse Liable for Medical Bills?

Many families face the death of a loved one after a lingering illness. A common question that arises in such a situation is whether a surviving...

Tory Stearns · Jun 26, 2020 · 2 min read
How Do I Sell My Premium Bonds?
Finance

How Do I Sell My Premium Bonds?

All bonds have what is known as a "par value," which is normally $1,000 per bond. A premium bond is simply a bond that is priced above par value. For...

Tory Stearns · Jun 25, 2020 · 3 min read
How to Cash Checks From a Deceased Spouse
Legal

How to Cash Checks From a Deceased Spouse

In order to cash checks from your deceased spouse, you will need to show written proof that your partner has passed away and that you were legally...

Tory Stearns · Jun 25, 2020 · 2 min read
Child Labor Laws for Canada
Careers

Child Labor Laws for Canada

Canada has a long history of protecting the rights of children, dating back to the nineteenth century Factory Acts. Nowadays, child labor in Canada...

Tory Stearns · Jun 24, 2020 · 3 min read
Texas Simplified Probate Procedures
Legal

Texas Simplified Probate Procedures

Probate is the act of proving that a will, or any document classified as a will, was signed and executed in accordance with legal requirements. There...

Tory Stearns · Jun 24, 2020 · 3 min read
How to Resign From a Teaching Position Gracefully
Careers

How to Resign From a Teaching Position Gracefully

No matter what reason you have for leaving your teaching position, exiting your school gracefully is the most professional way to go. Resigning...

Tory Stearns · Jun 23, 2020 · 2 min read
What Is a Declaration of Homestead?
Legal

What Is a Declaration of Homestead?

Some homeowners choose to protect their property by filing a Declaration of Homestead. Familiarize yourself with the basics of this legal document if...

Tory Stearns · Jun 23, 2020 · 2 min read
How to Reach the Government on HH Bonds
Finance

How to Reach the Government on HH Bonds

The U.S. government issues many different types of bonds. Unlike stocks and corporate bonds, Treasury bonds and savings bonds are backed by the full...

Tory Stearns · Jun 22, 2020 · 2 min read
How to Collect Insurance on Default Bond
Finance

How to Collect Insurance on Default Bond

Insurance companies issue bond insurance contracts to protect investors from the consequences of default. These companies are typically called...

Tory Stearns · Jun 21, 2020 · 3 min read
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