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Municipal bonds offer you a way to invest your money without a lot of risk and allow you to avoid paying taxes on your earnings. These are bonds issued by local governments to pay for things such as schools, recreational facilities and…

Fetal monitoring is watching and listening to the baby's heart rate for indicators of stress, particularly during labor and birth. There are essentially four different types of monitoring available-therefore it is good to know the…

San Francisco is famous for its terrific "and often expensive" food and wine, but you can still eat well in the Bay Area without spending a lot of money. Here are a few simple guidelines to help you get the most from your food budget.…

Conflict resolution is a difficult task in any situation. Many people try to avoid confrontation at all costs while others face it head on. This can be a particularly sticky situation when the person you are in conflict with is your boss,…

When you give someone power of attorney, you trust him to act in your best interests. Because you are giving him significant legal power, it is important to not give anyone this authority lightly. Protect your family from power of…

Having a dog for a running partner offers you companionship and a bit of protection and it's good for your pup. The best dog breed to run with depends on the type of running you do. Some dogs, such as German shorthaired pointers, are…

Savers lend money to institutions that seek financing. In exchange, investors are issued bonds that pay interest before returning principal on a set date. Bonds are subject to interest rate risks. Types Bonds may…

Back pain in labor is very common. Although there are many positions you can try to alleviate the pain, the seated knee press is one that has yielded great results. It works by "pressure directed via the femur straight into the flexed…

The call of seabirds and the music of water falling off your paddle are the only sounds as you glide over the surface of azure water just off the shore of St. Thomas in the Virgin Islands. Standing up on a paddleboard reveals clear views…

You've received an invitation to a company function or event and you won't be able to attend. You must o decline, but you are unsure about the proper etiquette in executing this task. Keep this general rule in mind: The formality of the…